Life Insurance Wellington

Regardless where you live, in Wellington City, Lower Hutt, Porirua, or Upper Hutt, a great decision at the right insurance policy for you will make sure you are protected for your future. If this is your first policy or already having one for years, you have worked hard for the chance of having a protected future for your loved ones. You deserve to live without the worries of not having deficient life insurance coverage. Getting the right coverage means considering a better future for your family, such as protecting them from financial loss for their daily needs and being able to get an educational assistance for the kids when you are gone.

From a small occurrence to a major headache, life insurance policies defend you against the things that might happen unexpectedly that keeps you over thinking and awake at night. With the help of 29seconds, we can get you a life insurance that helps you rest and sleep at ease every night. We can offer life insurance discounts to save you a few bucks; some are built into your policy while others are based on your personal information, such as your age, field of work, if you are a smoker or not, medical and health history and etc.

Wellington Life Insurance Information

In 2013, the average life expectancy at birth of a New Zealander living in the Wellington region was 81.6 years compared with 81.4 years living in other regions of New Zealand. According to GPI Wellington Region, the average life expectancy at birth increased in the Wellington from 79.3 years in 2011 to 81.6 years in the year 2013. Every one of us wants to make the most out of our livesand thinking of having a better future after these years, to make it possible, how much do we need to get a life insurance?

It is not an easy job to calculate the exact amount of insurance you need to pay. You need to consider all the things and aspects you need on getting life insurance cover. That’s why we have gathered the average market price of life insurance product when based on $1,000,000 with rate for age.

Male Life Insurance in Wellington

Start Age Cover Period Market Premium 29 Seconds Premium
20 years old 62 years $10.38 fortnightly $7.28 fortnightly
40 years old 42 years $34.89 fortnightly $33.52 fortnightly
54 years old 28 years $140.83 fortnightly $129.85 fortnightly

Female Life Insurance in Wellington

Start Age Cover Period Market Premium 29 Seconds Premium
20 years old 59 years $34.77 fortnightly $21.00 fortnightly
40 years old 42 years $29.89 fortnightly $27.06 fortnightly
54 years old 28 years $110.55 fortnightly $102.98 fortnightly

Note: The purpose of this data is for educational and information purposes only. Information provided in this table should not be considered life insurance purchase advice and in no way substitute personalized or general advice. Insurance involves understanding your financial needs and every purchaser of insurance should be aware of the due diligence required before making any purchase. The table above was just based on the average premium of a non-smoker with sum assured of $1,000,000.00, calculated on March 18th 2018. These values may change in the future.

There are some insurance policies that may change as you get older and some are fixed price. As the table above was based on rate for age, the amount of the policy will continuously changing every year as you add number into your age. Sometimes some people decide on getting the cheapest life insurance policy, but little do theyknow that choosing the cheapest policy may involveless coverage than they could get, and thereby might miss the cover that they needed the most. Here at 29seconds we make sure to get you the best insurance policy with a coverage you can decide and get you a cheaper than the average market price.

What is Life Insurance for Wellington?

Wellington’s life insurance is also known as life cover or life assurance, it is one way of helping your loved ones financially if you die during the term of your insurance policy. You can choose the amount of cover you need and how long you need it for. You have the choice to pay your premiums either monthly or annually. In return, your named beneficiaries has the guarantee of knowing that if something happened to you during your policy cover they will get cash from the insurance company. The money they will get from the company they can use it for their daily living, mortgage and child care expenses.

If anyone relies on you financially or you are the sole breadwinner of your family, take consider getting life insurance policy. Being the only one working for the family is not an easy job, you really need someone too to help you support your family even when you are gone. Life insurance is very important especially if you have a partner and kids that needs monetary assistance until they graduated in college.

At 29seconds we want you to have peace of mind that come from knowing your family’s future is protected. We can give you different premiums that you can compare, discuss the advantages and disadvantages of different policies for you to figure out what kind of life insurance coverage is best for you. 29seconds believe that if you plan carefully, your life will tend to follow in the direction of your dreams.

Did you know this about Wellington?

Wellington is the capital and the second largest city of New Zealand. It is well known for its vibrant and creative people fuelled by their famous great cuisine, coffee, wine, craft beer and events. That’s what makes Wellington called the World’s Coolest Little Capital. These are the reasons why everyone in the city will tell you, ‘you can’t beat Wellington on having a good day’.

Aside from having famous cafes, bars and restaurants, Wellington is also known for its dynamic nightlife and world class gastronomic scene. Wellington was recognized internationally for its coffee culture and it has become the hub of craft beer in New Zealand. Lots of bars serving and brewing quality craft beers popping up all over the city is the norm.

According to The Nielsen Quality of Life Survey which was released in October 2016, 87% of Wellingtonians report a good and better quality of life, compared to the national average of just 81%. Because of this they believe that nobody loves life in their city like the people of Wellington. Living in this city has access to the quality healthcare for all the need of your family. As the new healthcare system of New Zealand, a kiwihas an easy and affordable access to the doctors and hospitals. One of the reasons why 29seconds exists, we are able to get your medical records and history to your General Practitioner easily, of course with your authorization, so then we can get you a better life insurance cover that you deserve.

List of suburbs we cover Life Insurance in Wellington:

  • Aro Valley
  • Berhampore
  • Borough of Onslow
  • Breaker Bay
  • Brooklyn
  • Churton Park
  • Crofton Downs
  • Glenside
  • Grenada North
  • Grenada
  • Happy Valley
  • Hataitai
  • Horokiwi
  • Houghton Bay
  • Island Bay
  • Johnsonville
  • Kaiwharawhara
  • Karaka Bays
  • Karori
  • Kelburn
  • Khandallah
  • Kilbirnie
  • Kingston
  • Linden
  • Lyall Bay
  • Makara
  • Maupuia
  • Melrose
  • Miramar
  • Mornington
  • Mount Cook
  • Mount Victoria
  • Newlands
  • Newtown
  • Ngaio
  • Ngauranga
  • Northland
  • Ohariu
  • Oriental Bay
  • Owhiro Bay
  • Paparangi
  • Redwood
  • Rongotai
  • Roseneath
  • Seatoun
  • Shelly Bay
  • Strathmore Park
  • Takapu Valley
  • Tawa
  • TeAro
  • Thorndon
  • Vogeltown
  • Wadestown
  • Wellington Central
  • Wilton
  • Woodridge
  • Worser Bay
  • Alicetown
  • Arakura
  • Ava
  • Avalon
  • Belmont
  • Boulcott
  • Days Bay
  • Eastbourne
  • Epuni
  • Fairfield
  • Glendale
  • Gracefield
  • Harbour View
  • Haywards
  • Homedale
  • Kelson
  • Korokoro
  • Manor Park
  • Maungaraki
  • Melling
  • Moera
  • Naenae
  • Normandale
  • Parkway
  • Petone
  • Pomare
  • Seaview
  • Stokes Valley
  • Taitā
  • Tirohanga
  • Wainuiomata
  • Waiwhetū
  • Waterloo
  • Wingate
  • Woburn
  • Aotea
  • Ascot Park
  • Camborne
  • Cannons Creek
  • Hongoeka
  • Judgeford
  • Karehana Bay
  • Kenepuru
  • Mana
  • Moonshine Valley
  • Onepoto
  • Papakowhai
  • Paremata
  • Pauatahanui
  • Plimmerton
  • Pukerua Bay
  • Takapuwahia
  • Titahi Bay
  • Waitangirua
  • Whitby
  • Birchville
  • Brown Owl
  • Clouston Park
  • Ebdentown
  • Elderslea
  • Emerald Hill
  • Heretaunga
  • Kingsley Heights
  • Mangaroa
  • Maoribank
  • Maymorn
  • Moonshine
  • Parkdale
  • Pinehaven
  • Riverstone Terraces
  • Silverstream
  • TeMarua
  • Timberlea
  • Totara Park
  • Trentham
  • Upper Hutt central business district
  • Wallaceville
  • Whitemans Valley

Life Insurance More at 29 Seconds

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